Tag: Finance for Marriage
5 Tips for Managing Finance for Marriage Capital
Wedding Day is a special moment awaited by various couples. Many couples want this moment as the most memorable start of a new life.
The hope is that it only happens once in a lifetime. Celebrating slot deposit via dana this special day definitely requires very thorough preparation. Saving is an option that is often used by a number of couples to meet their wedding budget targets.
Of course there are extra expenses starting from building costs, catering, wedding dresses, souvenirs, and so on. Financial planning is needed in advance to be prepared carefully.
For those who want to arrange a financial plan to get married with sufficient funds, here are some useful tips:
Create a Budget
Can arrange it in detail starting from the estimated costs required. First, you need to do research with wedding vendors that are in accordance with the funds that energieenwater friends can afford.
Price details can start from building rental prices, catering, wedding dresses, make-up, invitations, souvenirs, to other needs. You have to make sure that none of the basic necessities in wedding preparations are missed. Can analyze it through search engine optimization on a trusted website or blog.
Additional income by doing a side business can be very effective for those who want to prepare wedding funds. Can set income targets so that they can be achieved according to the desired funds. References for side businesses that you can try are businesses selling clothes or food, becoming a blogger, online teaching, and so on. situs roulette online
Set up a Special Account
You can open a special account to prepare for marriage with your partner. Set aside the income that you and your partner have so that it can be clearly regulated and recorded as the funds that are saved and used. Through this special marriage account, you and your partner can commit to continuing to save. Do it consistently so that the target fund you are aiming for can be achieved.
For example, you predict that you need funds of Rp. 75,000,000 for marriage purposes. You need to set aside Rp. 6,250,000 per month, so you need to save around Rp. 209,000 per day.
When saving or preparing for a wedding, you need to sort out spending priorities with your partner. Discuss this with your partner, what needs are really prioritized. Communication is very necessary in order to make it easier to achieve the target funds needed. In addition, several other expenses if not needed then must be reduced.
Take advantage of KTA Loans
Take advantage of KTA loans which have no collateral, so that it can make it easier for you and your partner. In addition, this KTA loan can be adjusted based on your target wedding costs.
OK Bank provides OK KTA loans, with a one-day disbursement process through a safe and flexible process. In addition, the OK KTA loan provides a limit starting from Rp. 3,000.00 to Rp. 200,000,000. The loan tenor can be from 6 months to 5 years according to your ability.
Requirements offered, such as a minimum age of 21 to 55 years and Indonesian citizenship. In addition the user must have a bank account. Of course the user must have a job or income. In addition, you need to include a KTP address, or domiciled in the Jabodetabek area.
“We provide additional funds through OK KTA Loans for couples who want to celebrate a wedding reception in order to create beautiful memories on their wedding day. The loans that we provide are flexible according to the capabilities of the borrowers, so they don’t need to be limited by the funds they have. ” Hardiansyah Ramadhan as Department Head Retail OK Bank.
Loans provided by OK Bank do not require collateral. OK Bank also guarantees security in the use of KTA loans that are licensed and supervised by the Financial Services Authority (OJK) and the Deposit Insurance Corporation (LPS).